[00] About LuscentLuxembourg, 2026

The signal was always there.

Luscent began with something Armin Prior saw for years, first advising wealth managers and later inside a bank: the message that said a Client's life was changing arrived on time, and was read too late. We build the system that reads it in time, and keeps the evidence while it does.

Read the story How the pilot works

Built for: Private banks, family offices, external asset managers, independent advisors
Based: Luxembourg, with a founder in Saarbrücken
First shown: April 2026, at the LHoFT in Luxembourg
Client data: Stays in the European Union
Pilots: Open: 90 days, free, 3 to 5 Relationship Managers

[01] The storyA note from Armin

The firm had the information.Nobody could read it in time.

I spent the first part of my career as a strategy consultant at Strategy& (PwC) in Luxembourg, advising private banks and family offices. Then I moved to the other side of the table and led the high-net-worth and affluent client business at Swissquote Bank Europe.

On both sides I saw the same thing. The moment that mattered for a Client was rarely a surprise. It was in an email, a meeting note, a remark at the end of a call: a business being sold, a move to another country. The firm had the information. Nobody could read all of it in time, so the right conversation happened late, and the suitability file was written afterwards.

Luscent is the tool I wanted at the bank. It reads the communications a firm already has, shows every Relationship Manager the next right conversation, and generates the suitability evidence as the work happens. The Relationship Manager still decides. We make sure they decide in time.

Armin PriorCo-founder and CEO

Three rules we build by

The Relationship Manager decides.

Luscent reads, scores and drafts. Nothing is sent to a Client and no suitability decision is made until a person confirms it.

We say what is live.

Every decision leaves a record your compliance team can check, and every feature carries its status: live, in build or on the roadmap.

See what is live today

Your data stays in Europe.

Client data is stored and processed in the European Union. Sub-processors and controls are documented, not summarised.

Read the Trust Center

[02] Why Luxembourg

Built where cross-border is ordinary.

A typical Client here lives in one country, banks in another and holds assets in a third. The file has to hold up under more than one rulebook, in more than one language. If the evidence holds here, it holds in most of Europe. So this is where we build.

01 · Lives inBrussels
02 · Banks inLuxembourg
03 · Holds assets inLisbon

One Client, three rulebooks. An ordinary file in Luxembourg.

[03] Who we are

Two founders, one problem from both ends.

Armin brings the wealth manager's side. Frano builds the models that read what a firm already holds. A dedicated engineering team in Brazil builds the product with them.

Armin Prior, MBA

Role: Chief Executive Officer, co-founder
Based: Luxembourg
Owns: The commercial side, and the firms we build for.
Profile: LinkedIn

Dr. Frano Milos

Role: Chief Scientific Officer, co-founder
Based: Saarbrücken
Owns: The models and the data science, and accountability for the information security programme.

Advisor: Jefferson Oliveira · Wealth management, Luxembourg and Brazil.

Luscent S.à r.l. (in formation) · House of Startups, 9 Rue du Laboratoire, L-1911 Luxembourg · Formerly Luminary

Trust is earned in the file, not on a web page. Ours is open: security, sub-processors and controls are documented in the Trust Center.

Read the Trust Center